Conceptual model of internet banking adoption with perceived risk and trust factors

Understanding the primary factors of internet banking (IB) acceptance is critical for both banks and users; nevertheless, our knowledge role users’ perceived risk trust in IB adoption limited. As a result, we develop conceptual model by incorporating into technology (TAM) theory toward IB. The proper research emphasized that most essential component explaining behavior behavioral intention to use adoption. TAM helpful figuring out how elements affect are connected one another. According previous literature on such Iraq, has choose theoretical foundation may justify from customer’s perspective. was therefore constructed using as foundation. Furthermore, were added dimensions external factors. key objective this work extend construct get sufficient support existing their relationships order unearth new insights about responsible